Insights & Resources For Growing Ventures
Expert guides, technical deep dives, payment switch operations, and updates from the team engineering Africa's billing infrastructure.
Introducing Xtopay: Billing Infrastructure Built for Africa
Today we're announcing Xtopay — a developer-first billing and commerce infrastructure platform designed from the ground up for African businesses and emerging markets.
Collins Vidzro
Co-founder & CEO
The Complete Guide to Usage-Based Billing for African SaaS
Usage-based pricing is growing fast globally, but there are specific nuances to getting it right for African markets. Here's everything you need to know.
Ama Owusu
8 min read
How We Engineered Payments Across 12 African Currencies
Building a multi-currency payment system for Africa isn't just an exchange rate problem. Here's a deep dive into the technical and operational challenges we solved.
Kofi Mensah
10 min read
Credit Wallets: The African Payment Model the West Is Missing
Prepaid credit systems aren't a workaround for lack of credit cards — they're a deliberate, preferred payment model. Here's why and how to implement them.
Fatima Hassan
6 min read
Building Webhooks That Actually Deliver
A webhook that fires but doesn't land is worse than no webhook at all. Here's how we engineered Xtopay's delivery system to be reliable in low-connectivity environments.
Kofi Mensah
7 min read
Xtopay API v2.0: What Changed and Why
API v2.0 is a significant update to how Xtopay structures its resources, error responses, and pagination. Here's a complete migration guide.
Collins Vidzro
9 min read